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This rate was 2 95 yesterday and 2 96 last week.
Current interest rates for 20 year fixed mortgage. For example a 30 year fixed loan may be available at 4 a 20 year at 3 75 a 15 year at 3 50 and a 10 year at 3 25. Compare fixed and adjustable rates today and lock in your rate. The average 30 year fixed mortgage rate fell 5 basis points to 3 05. What are mortgage rates today.
On saturday october 03 2020 according to bankrate s latest survey of the nation s largest mortgage lenders the average 20 year fixed mortgage rate is 3 000 with an apr of 3 270. Nationally 20 year fixed mortgage rates are 2 95. It s fast free and anonymous. The normal rule when comparing mortgage plans is that a longer term loan will typically have a higher interest rate than a shorter term.
Compare mortgage rates from multiple lenders in one place. View current mortgage interest rates and recent rate trends. Conforming and government loans. On saturday october 03 2020 according to bankrate s latest survey of the nation s largest mortgage lenders the benchmark 30 year fixed mortgage rate is 3 080.
For example on a 30 year mortgage of 300 000 with a 20 down payment and an interest rate of 3 75 the monthly payments would be about 1 422 not including taxes and insurance. Because they re spread out over 20 years the monthly payments on a 20 year fixed mortgage are lower than for loans with shorter terms like a 10 or 15 year mortgage. These rates continually fluctuate but they often follow this pattern.
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